CITY OF BOSTON Credit Union Profile

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CITY OF BOSTON

Charter #67841 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (617) 635-4545

Fax:

Founding Date: N/A

Website: http://www.cityofbostoncu.com

Personnel & Operations

President: Jones, Cecil

Manager: Perrin, Lisa

FT Employees: 67

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 15.17%

Membership Type: 99

Branches: 6

Hours: 8:30 - 5PM

Credit Union Profile Summary

CITY OF BOSTON is a FISCU Credit Union. With a total of 32,133 members ^[1], this institution manages approximately $552,136,922 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.65% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.83% ^[1].

Financial Snapshot

Total Assets ^[1]

$552,136,922

Total economic resources.

Total Loans ^[1]

$400,184,078

Total value of outstanding loans.

Total Deposits ^[1]

$477,847,686

Total funds deposited by members.

Members ^[1]

32,133

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.65%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.45%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

83.75%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -2.74%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -9.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -3.30%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

455 W Broadway

South Boston, MA, 02127-2218

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

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