NESC Credit Union Profile

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NESC

Charter #12334 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (978) 688-8800

Fax: (978) 688-8808

Founding Date: N/A

Website: http://www.nescfcu.org

Personnel & Operations

President: SULLIVAN, ELAINE

Manager: Hildreth, Johnathan

FT Employees: 20

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: M-F 8:30-5

Credit Union Profile Summary

NESC is a FCU Credit Union. With a total of 7,874 members [1], this institution manages approximately $120,990,161 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.34% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.74% [1].

Financial Snapshot

Total Assets [1]
$120,990,161

Total economic resources.

Total Loans [1]
$86,495,220

Total value of outstanding loans.

Total Deposits [1]
$107,577,725

Total funds deposited by members.

Members [1]
7,874

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.34%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.76%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.40%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 6.70%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.91%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

248 PLEASANT ST

METHUEN, MA, 01844
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by NESC (Charter #12334).

Main Office

NESC FCU Main Office

Type: Corporate Office

248 PLEASANT ST

Methuen, MA 01844

Phone: (978) 688-8800

Services: Member Services

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Additional Branches

Andover

ANDOVER IRS BRANCH

Type: Branch Office

310 LOWELL ST

Andover, MA 01810

Phone: (978) 475-3090

Services: Member Services, ATM

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Lawrence

LAWRENCE BRANCH

Type: Branch Office

14 AMESBURY ST

Lawrence, MA 01840

Phone: (978) 687-1919

Services: Member Services, ATM

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Methuen

METHUEN BRANCH

Type: Branch Office

244 PLEASANT ST

Methuen, MA 01844

Phone: (978) 687-6400

Services: Member Services, ATM, Drive-Thru

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