CENTRAL ONE Credit Union Profile

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CENTRAL ONE

Charter #8218 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (508) 842-7400

Fax: (508) 841-0591

Founding Date: N/A

Website: http://www.centralfcu.com

Personnel & Operations

President: Pini, Anthony

Manager: Lyon, Devon

FT Employees: 124

PT Employees: 13

Designations & Ratios

MDI Status: No

RBC Ratio: 13.07%

Membership Type: 00

Branches: 9

Hours: M,T,W,FR 800AM-430PM Th 800AM-600PM Saturda

Credit Union Profile Summary

CENTRAL ONE is a FCU Credit Union. With a total of 39,299 members [1], this institution manages approximately $837,194,665 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 9.56% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 4.56% [1].

Financial Snapshot

Total Assets [1]
$837,194,665

Total economic resources.

Total Loans [1]
$658,799,997

Total value of outstanding loans.

Total Deposits [1]
$702,573,725

Total funds deposited by members.

Members [1]
39,299

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.56%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.77%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 4.14%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 4.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 0.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

714 Main St

Shrewsbury, MA, 01545
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 8 branches reported by CENTRAL ONE (Charter #8218).

Main Office

Central One Federal Credit Union Main Office

Type: Corporate Office

714 Main St

Shrewsbury, MA 01545

Phone: (508) 842-7400

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Auburn

Auburn

Type: Branch Office

63 Southbridge St

Auburn, MA 01501

Phone: (508) 832-2100

Services: Member Services, ATM, Drive-Thru

Open in Directions

Northborough

Northborough-148 Main St.

Type: Branch Office

148 Main St

Northborough, MA 01532

Phone: (508) 393-8112

Services: Member Services, ATM, Drive-Thru

Open in Directions

Shrewsbury

Shrewbury High School

Type: Branch Office

64 Holden St

Shrewsbury, MA 01545

Phone: (508) 852-2758

Services: Member Services

Open in Directions

Southgate

Type: Branch Office

30 Julio Dr

Shrewsbury, MA 01545

Phone: (508) 842-7400

Services: Member Services

Open in Directions

Westborough

Westborough

Type: Branch Office

40 South St

Westborough, MA 01581

Phone: (508) 366-5553

Services: Member Services, ATM, Drive-Thru

Open in Directions

Westborough High School

Type: Branch Office

90 W Main St

Westborough, MA 01581-2535

Phone: (508) 366-2748

Services: Member Services

Open in Directions

Worcester

St. Vincent Hosptial

Type: Branch Office

123 Summer St Ste 510

Worcester, MA 01608-1216

Phone: (508) 363-9339

Services: Member Services, ATM

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