MESSIAH BAPTIST-JUBILEE Credit Union Profile

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MESSIAH BAPTIST-JUBILEE

Charter #24043 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (508) 584-1963

Fax: (508) 588-3308

Founding Date: N/A

Website: http://www.mbjfcu.org

Personnel & Operations

President:

Manager: Luke, Steven

FT Employees: 0

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 01

Branches: 1

Hours: Sunday 1-5pm Wednesday 6-7:30pm Saturday

Credit Union Profile Summary

MESSIAH BAPTIST-JUBILEE is a FCU Credit Union. With a total of 229 members [1], this institution manages approximately $1,052,352 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.14% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.85% [1].

Financial Snapshot

Total Assets [1]
$1,052,352

Total economic resources.

Total Loans [1]
$265,949

Total value of outstanding loans.

Total Deposits [1]
$829,876

Total funds deposited by members.

Members [1]
229

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.14%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
4.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
32.05%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.93%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.85%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

80 Legion Pkwy

Brockton, MA, 02301

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MESSIAH BAPTIST-JUBILEE (Charter #24043).

Main Office

MBJFCU Main Office

Type: Corporate Office

80 Legion Pkwy

Brockton, MA 02301

Phone: (508) 584-1963

Services: Member Services

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