SANTO CHRISTO Credit Union Profile

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SANTO CHRISTO

Charter #9822 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (508) 673-9210

Fax: (508) 673-6403

Founding Date: N/A

Website: http://www.santochristocu.com

Personnel & Operations

President: Brilhante, Gregory

Manager: Diogo, Margaret

FT Employees: 5

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: MONDAY AND TUESDAY 9:00AM TO 4:00 PM WEDNES

Credit Union Profile Summary

SANTO CHRISTO is a FCU Credit Union. With a total of 2,964 members [1], this institution manages approximately $18,470,652 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.2% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 1.63% [1].

Financial Snapshot

Total Assets [1]
$18,470,652

Total economic resources.

Total Loans [1]
$10,572,286

Total value of outstanding loans.

Total Deposits [1]
$16,887,770

Total funds deposited by members.

Members [1]
2,964

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.2%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.93%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
62.60%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 10.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 1.63%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 2.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

149 COLUMBIA ST

FALL RIVER, MA, 02721-1360
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by SANTO CHRISTO (Charter #9822).

Main Office

SANTO CHRISTO FEDERAL CREDIT UNION Main Office

Type: Corporate Office

149 Columbia St

Fall River, MA 02721-1360

Phone: (508) 673-9210

Services: Member Services, Drive-Thru

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Additional Branches

New Bedford

New Bedford Credit Union

Type: Corporate Office

1150 Purchase St

New Bedford, MA 02740-6635

Phone: (508) 994-6546

Services: Member Services, Drive-Thru

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