MALDEN Credit Union Profile

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MALDEN

Charter #4472 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (781) 324-2241

Fax: (781) 324-8828

Founding Date: N/A

Website: http://www.maldenfcu.com

Personnel & Operations

President: Feldman, Fred

Manager: Dempsey, Patricia

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: MTWF 9 - 4 Thur 10 - 5

Credit Union Profile Summary

MALDEN is a FCU Credit Union. With a total of 1,572 members [1], this institution manages approximately $28,898,707 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.77% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -2.48% [1].

Financial Snapshot

Total Assets [1]
$28,898,707

Total economic resources.

Total Loans [1]
$12,138,436

Total value of outstanding loans.

Total Deposits [1]
$24,007,375

Total funds deposited by members.

Members [1]
1,572

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.77%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.56%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
5.04%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-2.48%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

10 Holden St, Suite 6

Malden, MA, 02148

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by MALDEN (Charter #4472).

Main Office

Main Office Main Office

Type: Corporate Office

10 Holden St

Suite 6

Malden, MA 02148

Phone: (781) 324-2241

Services: Member Services

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