METRO Credit Union Profile

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METRO

Charter #66364 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (877) 696-3876

Fax: (617) 889-7663

Founding Date: N/A

Website: http://www.metrocu.org

Personnel & Operations

President: Smoller, Mark

Manager: Cashman, Robert

FT Employees: 317

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 12.18%

Membership Type: 99

Branches: 18

Hours: Monday - Wednesday 9:00 AM - 5:00 PM Thurs

Credit Union Profile Summary

METRO is a FISCU Credit Union. With a total of 216,561 members [1], this institution manages approximately $3,273,235,806 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.96% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.77% [1].

Financial Snapshot

Total Assets [1]
$3,273,235,806

Total economic resources.

Total Loans [1]
$2,799,759,146

Total value of outstanding loans.

Total Deposits [1]
$2,644,085,193

Total funds deposited by members.

Members [1]
216,561

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.96%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.45%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
105.89%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-5.56%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-5.77%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

200 Revere Beach Pkwy

Chelsea, MA, 02150-1608

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 19 branches reported by METRO (Charter #66364).

Main Office

Chelsea Main Office

Type: Corporate Office

200 Revere Beach Pkwy

Chelsea, MA 02150-1608

Phone: (877) 696-3876

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Boston

Comm Ave

Type: Branch Office

922 Commonwealth Ave

Boston, MA 02215-1204

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Dorchester

Type: Branch Office

960 William T Morrissey Blvd

Boston, MA 02122

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Government Center

Type: Branch Office

1 Center Plz

Boston, MA 02108

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Mass Ave

Type: Branch Office

1071 Massachusetts Ave

Boston, MA 02118-2617

Phone: (877) 696-3876

Services: Member Services, ATM, Drive-Thru

Open in Directions

Burlington

Burlington

Type: Branch Office

50 Summit Dr

Burlington, MA 01803

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Chelsea

Broadway

Type: Branch Office

365 Broadway

Chelsea, MA 02150

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Framingham

Framingham

Type: Branch Office

1124 Worcester Rd

Framingham, MA 01702-5209

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Lawrence

Lawrence

Type: Branch Office

215 S Broadway

Lawrence, MA 01843-1400

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Lynn

Lynn

Type: Branch Office

475 Western Ave

Lynn, MA 01904-3317

Phone: (877) 696-3876

Services: Member Services, ATM, Drive-Thru

Open in Directions

Medford

Medford

Type: Branch Office

1 Salem St

Medford, MA 02155-3205

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Melrose

Melrose

Type: Branch Office

138 Main St

Melrose, MA 02176

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Newton

Newton

Type: Branch Office

334 Watertown St

Newton, MA 02458-1306

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Peabody

Peabody

Type: Branch Office

68 Main St

Peabody, MA 01960-5552

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Peabody - Andover Street

Type: Branch Office

240 Andover St

Ste B

Peabody, MA 01960-1537

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Reading

Reading

Type: Branch Office

470 Main St

Reading, MA 01867-3140

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Salem

Salem

Type: Branch Office

4 Paradise Rd

Salem, MA 01970-4230

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

Tewksbury

Tewksbury

Type: Branch Office

1527 Main St

Tewksbury, MA 01876-2043

Phone: (877) 696-3876

Services: Member Services, ATM

Open in Directions

West Roxbury

West Roxbury

Type: Branch Office

2029 Centre St

West Roxbury, MA 02132-3310

Phone: (877) 696-3876

Services: ATM

Open in Directions