SPRINGFIELD STREET RAILWAY EMP. Credit Union Profile

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SPRINGFIELD STREET RAILWAY EMP.

Charter #67965 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (413) 781-4454

Fax: (413) 732-1881

Founding Date: N/A

Personnel & Operations

President: tancrati, david

Manager: kocor, walter

FT Employees: 1

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY - FRIDAY 8:30 AM - 3:30 PM

Credit Union Profile Summary

SPRINGFIELD STREET RAILWAY EMP. is a FISCU Credit Union. With a total of 172 members [1], this institution manages approximately $1,190,761 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 29.75% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.42% [1].

Financial Snapshot

Total Assets [1]
$1,190,761

Total economic resources.

Total Loans [1]
$370,206

Total value of outstanding loans.

Total Deposits [1]
$839,296

Total funds deposited by members.

Members [1]
172

Number of active members.

Performance Ratios

Net Worth Ratio [1]
29.75%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
4.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.11%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -13.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.42%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -8.02%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

640 PAGE BLVD STE 102

SPRINGFIELD, MA, 01104-3040
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by SPRINGFIELD STREET RAILWAY EMP. (Charter #67965).

Main Office

springfield street railway employees credit union Main Office

Type: Corporate Office

640 Page Blvd Ste 102

Springfield, MA 01104-3040

Phone: (413) 781-4454

Services: Member Services

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Additional Branches

Springfield

springfield street railway employees credit union

Type: Corporate Office

640 Page Blvd Ste 102

Springfield, MA 01104-3040

Phone: (413) 781-4454

Services: None specified

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