NORTH ADAMS M E Credit Union Profile

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NORTH ADAMS M E

Charter #13274 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (413) 662-2657

Fax: (413) 662-2173

Founding Date: N/A

Personnel & Operations

President: Andreatta, Wayne

Manager: Corbosiero, Catherine

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: 9:00 AM - 4:00 PM

Credit Union Profile Summary

NORTH ADAMS M E is a FCU Credit Union. With a total of 341 members [1], this institution manages approximately $2,255,815 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.28% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -9.91% [1].

Financial Snapshot

Total Assets [1]
$2,255,815

Total economic resources.

Total Loans [1]
$1,349,764

Total value of outstanding loans.

Total Deposits [1]
$1,818,991

Total funds deposited by members.

Members [1]
341

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.28%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
74.20%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.27%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-9.91%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.73%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

60 Roberts Dr Ste 112

North Adams, MA, 01247-3255

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by NORTH ADAMS M E (Charter #13274).

Main Office

North Adams Municipal Employee Federal Credit Union Main Office

Type: Corporate Office

60 Roberts Dr Ste 112

North Adams, MA 01247-3255

Phone: (413) 662-2657

Services: Member Services

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Additional Branches

North Adams

Records

Type: Corporate Office

60 Roberts Dr Ste 112

North Adams, MA 01247

Phone: (413) 662-2657

Services: None specified

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