ALPHA Credit Union Profile

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ALPHA

Charter #67872 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (617) 632-8164

Fax: (617) 632-8204

Founding Date: N/A

Website: http://www.alphacu.com

Personnel & Operations

President: Hanscom, Kristine

Manager: DeMeo, Joette

FT Employees: 7

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: M -F 7:00am - 3:30pm

Credit Union Profile Summary

ALPHA is a FISCU Credit Union. With a total of 3,848 members [1], this institution manages approximately $34,484,596 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 17.19% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.84% [1].

Financial Snapshot

Total Assets [1]
$34,484,596

Total economic resources.

Total Loans [1]
$19,382,022

Total value of outstanding loans.

Total Deposits [1]
$28,358,835

Total funds deposited by members.

Members [1]
3,848

Number of active members.

Performance Ratios

Net Worth Ratio [1]
17.19%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
68.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -2.36%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 5.84%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1 Deaconess Rd

Boston, MA, 02215
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by ALPHA (Charter #67872).

Main Office

Alpha Credit Union Main Office

Type: Corporate Office

1 Deaconess Rd

Boston, MA 02215

Phone: (617) 632-8164

Services: Member Services, ATM

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Additional Branches

Boston

Alpha Credit Union

Type: Branch Office

800 Washington St

Boston, MA 02111

Phone: (617) 636-5014

Services: Member Services

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