MYCOM Credit Union Profile

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MYCOM

Charter #10065 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (413) 442-6501

Fax: (413) 442-9557

Founding Date: N/A

Website: http://www.mycomcu.org

Personnel & Operations

President: Heath, James

Manager: Laughnane, Lisa

FT Employees: 5

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday through Friday 8am - 5pm Saturday 8

Credit Union Profile Summary

MYCOM is a FCU Credit Union. With a total of 2,747 members [1], this institution manages approximately $27,379,501 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 12.34% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -14.23% [1].

Financial Snapshot

Total Assets [1]
$27,379,501

Total economic resources.

Total Loans [1]
$9,854,257

Total value of outstanding loans.

Total Deposits [1]
$24,018,941

Total funds deposited by members.

Members [1]
2,747

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.34%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
41.03%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -14.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

101 Fenn St

Pittsfield, MA, 01201
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by MYCOM (Charter #10065).

Main Office

MyCom Federal Credit Union Main Office

Type: Corporate Office

101 Fenn St

Pittsfield, MA 01201

Phone: (413) 442-6501

Services: Member Services, ATM

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Additional Branches

North Adams

North Adams ME Credit Union

Type: Branch Office

26 Union St

North Adams, MA 01247-3580

Phone: (413) 662-2657

Services: None specified

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Westbrook

Tricorp FCU

Type: Corporate Office

2 Ledgeview Dr

Westbrook, ME 04092-3939

Phone: (800) 346-1936

Services: None specified

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