CAMBRIDGE MUNICIPAL EMPLOYEES Credit Union Profile

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CAMBRIDGE MUNICIPAL EMPLOYEES

Charter #3056 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (617) 547-4671

Fax: (617) 547-7969

Founding Date: N/A

Website: http://www.cambridgefcu.com

Personnel & Operations

President: DePasquale, Louis

Manager: Kale, David

FT Employees: 1

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: Monday through Thursday 8:30 to 4:00. Frid

Credit Union Profile Summary

CAMBRIDGE MUNICIPAL EMPLOYEES is a FCU Credit Union. With a total of 1,308 members [1], this institution manages approximately $10,722,914 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 21.62% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 15.74% [1].

Financial Snapshot

Total Assets [1]
$10,722,914

Total economic resources.

Total Loans [1]
$3,099,319

Total value of outstanding loans.

Total Deposits [1]
$8,237,497

Total funds deposited by members.

Members [1]
1,308

Number of active members.

Performance Ratios

Net Worth Ratio [1]
21.62%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
37.62%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.05%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 15.74%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.36%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

795 Massachusetts Ave, City Hall

Cambridge, MA, 02139-3201
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 3 branches reported by CAMBRIDGE MUNICIPAL EMPLOYEES (Charter #3056).

Main Office

Cambridge Municipal Employees Federal Credit Union Main Office

Type: Corporate Office

795 Massachusetts Ave

City Hall

Cambridge, MA 02139-3201

Phone: (617) 547-4671

Services: Member Services

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Additional Branches

Amherst

Compusource Systems, Inc.

Type: Corporate Office

110 John Muir Dr

Amherst, NY 14228-1148

Phone: (800) 295-9100

Services: None specified

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North Billerica

Iron Mountain

Type: Corporate Office

96 High St

North Billerica, MA 01862-1614

Phone: (978) 667-9999

Services: None specified

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