LYNN TEACHERS Credit Union Profile

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LYNN TEACHERS

Charter #67882 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (781) 592-4936

Fax: (781) 595-5264

Founding Date: N/A

Website: http://www.lynnteacherscu.org

Personnel & Operations

President: WHITE, WARREN

Manager: POLIZZOTTI, ADELE

FT Employees: 1

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY-THURSDAY 9AM TO 3:30PM

Credit Union Profile Summary

LYNN TEACHERS is a FISCU Credit Union. With a total of 669 members [1], this institution manages approximately $5,357,688 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 19.21% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 10.44% [1].

Financial Snapshot

Total Assets [1]
$5,357,688

Total economic resources.

Total Loans [1]
$1,830,303

Total value of outstanding loans.

Total Deposits [1]
$4,254,900

Total funds deposited by members.

Members [1]
669

Number of active members.

Performance Ratios

Net Worth Ratio [1]
19.21%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
2.20%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.02%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-3.40%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
10.44%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.83%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

33 N COMMON ST

LYNN, MA, 01902-4311

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by LYNN TEACHERS (Charter #67882).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

33 N COMMON ST

Lynn, MA 01902-4311

Phone: (781) 592-4936

Services: Member Services

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