FALL RIVER MUNICIPAL Credit Union Profile

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FALL RIVER MUNICIPAL

Charter #67894 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (508) 678-9028

Fax: (508) 235-2496

Founding Date: N/A

Website: http://www.frmcu.com

Personnel & Operations

President: Garcia, Carl

Manager: Schondek, Matthew

FT Employees: 43

PT Employees: 7

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Lobby: M to W: 9:00 am to 4:00 pm Thu & Fri

Credit Union Profile Summary

FALL RIVER MUNICIPAL is a FISCU Credit Union. With a total of 13,345 members [1], this institution manages approximately $294,467,037 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.99% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.56% [1].

Financial Snapshot

Total Assets [1]
$294,467,037

Total economic resources.

Total Loans [1]
$178,388,335

Total value of outstanding loans.

Total Deposits [1]
$221,827,112

Total funds deposited by members.

Members [1]
13,345

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.99%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.01%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.15%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -1.56%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.06%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

333 Milliken Blvd

Fall River, MA, 02721
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by FALL RIVER MUNICIPAL (Charter #67894).

Main Office

Main Office Main Office

Type: Corporate Office

333 Milliken Blvd

Fall River, MA 02721

Phone: (508) 678-9028

Services: Member Services, ATM

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Additional Branches

Assonet

Assonet branch

Type: Branch Office

58 S Main St

Assonet, MA 02702

Phone: (508) 678-9028

Services: Member Services, ATM, Drive-Thru

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Fall River

Dwelly St

Type: Branch Office

1208 Dwelly St

Fall River, MA 02724

Phone: (508) 678-9028

Services: Member Services

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Robeson Office

Type: Branch Office

1110 Robeson St

Fall River, MA 02720

Phone: (508) 677-2501

Services: Member Services, ATM, Drive-Thru

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