MARBLEHEAD MUNICIPAL Credit Union Profile

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MARBLEHEAD MUNICIPAL

Charter #23276 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (781) 631-7356

Fax: (781) 639-8717

Founding Date: N/A

Website: http://www.marbleheadcu.com

Personnel & Operations

President: Kiernan, Dana

Manager: Gaudette, James

FT Employees: 2

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 36

Branches: 1

Hours: Tuesday & Thursday 8:00am-4:30pm Wednesda

Credit Union Profile Summary

MARBLEHEAD MUNICIPAL is a FCU Credit Union. With a total of 1,430 members [1], this institution manages approximately $12,294,072 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.35% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.37% [1].

Financial Snapshot

Total Assets [1]
$12,294,072

Total economic resources.

Total Loans [1]
$8,819,133

Total value of outstanding loans.

Total Deposits [1]
$10,260,319

Total funds deposited by members.

Members [1]
1,430

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.35%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.60%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
85.95%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.96%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
8.37%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
18.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7 Widger Rd

Marblehead, MA, 01945

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MARBLEHEAD MUNICIPAL (Charter #23276).

Main Office

7 Widger Rd Main Office

Type: Corporate Office

7 Widger Rd

Marblehead, MA 01945

Phone: (781) 631-7356

Services: Member Services

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