ST. MICHAELS FALL RIVER Credit Union Profile

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ST. MICHAELS FALL RIVER

Charter #8915 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (508) 674-3861

Fax: (508) 677-4966

Founding Date: N/A

Website: http://www.stmichaelsfcu.com

Personnel & Operations

President: Cabral, Craig

Manager: Mahjoory, Arastou

FT Employees: 11

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 2

Hours: Monday through Thurday 9:00 A.M. to 5:P.M.

Credit Union Profile Summary

ST. MICHAELS FALL RIVER is a FCU Credit Union. With a total of 3,176 members [1], this institution manages approximately $122,495,670 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.32% [1].

Financial Snapshot

Total Assets [1]
$122,495,670

Total economic resources.

Total Loans [1]
$105,930,701

Total value of outstanding loans.

Total Deposits [1]
$108,793,202

Total funds deposited by members.

Members [1]
3,176

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.24%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
97.37%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 8.31%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 6.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.57%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

775 Davol St

Fall River, MA, 02720-1028
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by ST. MICHAELS FALL RIVER (Charter #8915).

Main Office

St. Michael's (Fall River) Federal Credit Union Main Office

Type: Corporate Office

775 Davol St

Fall River, MA 02720-1028

Phone: (508) 674-3861

Services: Member Services

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Additional Branches

Somerset

St. Michael's (FR) FCU

Type: Branch Office

891 County St

Somerset, MA 02726-5065

Phone: (508) 730-2100

Services: None specified

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