HOLYOKE Credit Union Profile

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HOLYOKE

Charter #67875 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (413) 278-6852

Fax: (413) 534-2446

Founding Date: N/A

Website: http://www.holyokecu.com

Personnel & Operations

President: Paquin, Thomas

Manager: Wolohan, James

FT Employees: 35

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 3

Hours: Monday- Thursday 8:00 am - 4:00 pm Friday 8

Credit Union Profile Summary

HOLYOKE is a FISCU Credit Union. With a total of 20,747 members [1], this institution manages approximately $288,632,174 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.97% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 13.82% [1].

Financial Snapshot

Total Assets [1]
$288,632,174

Total economic resources.

Total Loans [1]
$181,013,067

Total value of outstanding loans.

Total Deposits [1]
$228,673,315

Total funds deposited by members.

Members [1]
20,747

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.97%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.16%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.23%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 13.82%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -8.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

490 Westfield Rd

Holyoke, MA, 01040-1600
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by HOLYOKE (Charter #67875).

Main Office

Holyoke Office Main Office

Type: Corporate Office

490 Westfield Rd

Holyoke, MA 01040-1600

Phone: (413) 532-7007

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Feeding Hills

Agawam Office

Type: Branch Office

14 N Westfield St

Feeding Hills, MA 01030-1606

Phone: (413) 786-2100

Services: Member Services, ATM, Drive-Thru

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West Springfield

West Springfield Office

Type: Branch Office

333 Elm St

West Springfield, MA 01089-2795

Phone: (413) 732-2798

Services: Member Services, ATM, Drive-Thru

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