LIBERTY BAY Credit Union Profile

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LIBERTY BAY

Charter #67541 | NCUA Region 1 | FISCU

Low-Income Designation: No

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (617) 439-6500

Fax: (617) 439-6556

Founding Date: N/A

Website: https://www.lbcu.org

Personnel & Operations

President: Cashman, Sean

Manager: Barron, John

FT Employees: 70

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 4

Hours: M-F: 8:30 am to 5:00 pm Saturday: 9:00 am

Credit Union Profile Summary

LIBERTY BAY is a FISCU Credit Union. With a total of 22,223 members ^[1], this institution manages approximately $811,971,905 in total assets ^[1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 14.76% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 0.90% ^[1].

Financial Snapshot

Total Assets ^[1]

$811,971,905

Total economic resources.

Total Loans ^[1]

$636,901,701

Total value of outstanding loans.

Total Deposits ^[1]

$556,285,612

Total funds deposited by members.

Members ^[1]

22,223

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

14.76%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.48%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

114.49%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 1.42%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 0.90%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -4.51%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

300 Granite St Fl 3

Braintree, MA, 02184-3909

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 5 branches reported by LIBERTY BAY (Charter #67541).

Main Office

Liberty Bay Credit Union Main Office

Type: Corporate Office

300 Granite St Fl 3

Braintree, MA 02184-3909

Phone: (617) 439-6500

Services: Member Services

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Additional Branches

Braintree