WATERTOWN MUNICIPAL Credit Union Profile

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WATERTOWN MUNICIPAL

Charter #67615 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (617) 924-0160

Fax: (617) 924-9307

Founding Date: N/A

Website: http://www.watertownmcu.com

Personnel & Operations

President: FANTASIA, ANTHONY

Manager: Figueiredo, Luisa

FT Employees: 1

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY THRU FRIDAY 9:00AM-4:00PM

Credit Union Profile Summary

WATERTOWN MUNICIPAL is a FISCU Credit Union. With a total of 681 members [1], this institution manages approximately $10,153,950 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 34.25% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.44% [1].

Financial Snapshot

Total Assets [1]
$10,153,950

Total economic resources.

Total Loans [1]
$3,155,080

Total value of outstanding loans.

Total Deposits [1]
$6,594,595

Total funds deposited by members.

Members [1]
681

Number of active members.

Performance Ratios

Net Worth Ratio [1]
34.25%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.02%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
47.84%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.88%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.44%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -1.45%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

149 MAIN ST

WATERTOWN, MA, 02472-4410
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by WATERTOWN MUNICIPAL (Charter #67615).

Main Office

WATERTOWN MUNICIPAL CREDIT UNION Main Office

Type: Corporate Office

149 MAIN ST

Watertown, MA 02472-4410

Phone: (617) 924-0160

Services: Member Services

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