ST. JEAN'S Credit Union Profile

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ST. JEAN'S

Charter #67959 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (781) 592-5420

Fax: (781) 596-0612

Founding Date: N/A

Website: http://www.stjeanscu.com

Personnel & Operations

President: Walsh, Steve

Manager: Surface, David

FT Employees: 55

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 6

Hours: m-w 830-4:30 thur-fr 8:30-6:30 sat 8:30-1

Credit Union Profile Summary

ST. JEAN'S is a FISCU Credit Union. With a total of 18,772 members [1], this institution manages approximately $389,109,368 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.11% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.32% [1].

Financial Snapshot

Total Assets [1]
$389,109,368

Total economic resources.

Total Loans [1]
$254,732,450

Total value of outstanding loans.

Total Deposits [1]
$334,904,003

Total funds deposited by members.

Members [1]
18,772

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.38%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
76.06%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.45%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
3.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-2.84%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

250 maple st

lynn, MA, 01904

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by ST. JEAN'S (Charter #67959).

Main Office

Main office-lynn Main Office

Type: Corporate Office

250 maple st

Lynn, MA 01904

Phone: (781) 592-5420

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Newburyport

branch-newburyport

Type: Branch Office

45 storey ave

Newburyport, MA 01950

Phone: (978) 462-2771

Services: Member Services, ATM

Open in Directions

Revere

branch-revere

Type: Branch Office

171 Vfw Pkwy

Ste 200

Revere, MA 02151-2555

Phone: (781) 284-1550

Services: Member Services, ATM, Drive-Thru

Open in Directions

Revere High School

Type: Branch Office

101 School St

Revere, MA 02151

Phone: (781) 592-5420

Services: ATM

Open in Directions

Salem

branch-salem

Type: Branch Office

370 highland ave

Salem, MA 01970

Phone: (978) 219-1000

Services: Member Services, ATM, Drive-Thru

Open in Directions

branch-Seaport

Type: Branch Office

336 Lafayette St

Salem, MA 01970-5459

Phone: (978) 744-1153

Services: Member Services, ATM, Drive-Thru

Open in Directions