METHUEN Credit Union Profile

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METHUEN

Charter #10954 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (978) 686-1471

Fax: (978) 686-2627

Founding Date: N/A

Website: http://www.methuencreditunion.com

Personnel & Operations

President: Napolitano, Josephine

Manager: Moisan, Andrew

FT Employees: 4

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 1

Hours: Monday - Tuesday-Friday 8:30 to 4:30 Thurs

Credit Union Profile Summary

METHUEN is a FCU Credit Union. With a total of 2,503 members [1], this institution manages approximately $38,548,928 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.85% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 5.73% [1].

Financial Snapshot

Total Assets [1]
$38,548,928

Total economic resources.

Total Loans [1]
$17,298,607

Total value of outstanding loans.

Total Deposits [1]
$34,569,160

Total funds deposited by members.

Members [1]
2,503

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.85%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
50.04%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.64%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
5.73%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
1.21%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

248 Broadway

Methuen, MA, 01844

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by METHUEN (Charter #10954).

Main Office

Methuen Federal Credit Union Main Office

Type: Corporate Office

248 Broadway

Methuen, MA 01844

Phone: (978) 686-1471

Services: Member Services

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