MIDDLESEX-ESSEX POSTAL EMPLOYEES Credit Union Profile

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MIDDLESEX-ESSEX POSTAL EMPLOYEES

Charter #19446 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (978) 664-5938

Fax: (978) 664-0365

Founding Date: N/A

Personnel & Operations

President: Gill, Donna

Manager: Overton, Michele

FT Employees: 0

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 06

Branches: 1

Hours: 3:00 PM TO 5:30 PM Monday, Wednesday, Frid

Credit Union Profile Summary

MIDDLESEX-ESSEX POSTAL EMPLOYEES is a FCU Credit Union. With a total of 656 members [1], this institution manages approximately $4,658,269 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 35.53% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -21.54% [1].

Financial Snapshot

Total Assets [1]
$4,658,269

Total economic resources.

Total Loans [1]
$1,579,954

Total value of outstanding loans.

Total Deposits [1]
$3,000,584

Total funds deposited by members.

Members [1]
656

Number of active members.

Performance Ratios

Net Worth Ratio [1]
35.53%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.91%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
52.65%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.68%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -21.54%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.24%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

76 Main St

North Reading, MA, 01889-7001
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MIDDLESEX-ESSEX POSTAL EMPLOYEES (Charter #19446).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

76 Main St

North Reading, MA 01889-7001

Phone: (978) 664-5938

Services: Member Services

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