LOWELL FIREFIGHTERS Credit Union Profile

Showing details for LOWELL FIREFIGHTERS Credit Union.

Home > MA > LOWELL FIREFIGHTERS

LOWELL FIREFIGHTERS

Charter #67767 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (978) 453-2734

Fax: (978) 453-5120

Founding Date: N/A

Website: http://www.lffcu.com

Personnel & Operations

President: Gannon, Barry

Manager: Provencher, David

FT Employees: 2

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: MONDAY THRU FRIDAY FROM 09:00AM TO 3:00PM

Credit Union Profile Summary

LOWELL FIREFIGHTERS is a FISCU Credit Union. With a total of 1,739 members [1], this institution manages approximately $27,610,595 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.58% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -4.28% [1].

Financial Snapshot

Total Assets [1]
$27,610,595

Total economic resources.

Total Loans [1]
$16,063,586

Total value of outstanding loans.

Total Deposits [1]
$24,107,795

Total funds deposited by members.

Members [1]
1,739

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.58%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
66.63%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 0.10%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -4.28%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -3.71%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

642 CHELMSFORD ST

LOWELL, MA, 01851
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 1 branches reported by LOWELL FIREFIGHTERS (Charter #67767).

Main Office

Lowell Firefighters Credit Union Main Office

Type: Corporate Office

642 Chelmsford St

Lowell, MA 01851

Phone: (978) 453-2734

Services: Member Services

Open in Directions