DIRECT Credit Union Profile

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DIRECT

Charter #9071 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (781) 433-2900

Fax: (781) 455-9911

Founding Date: N/A

Website: http://www.direct.com

Personnel & Operations

President: Hoban Dunn, Meredith

Manager: Walsh, Joseph

FT Employees: 72

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 15.82%

Membership Type: 00

Branches: 1

Hours: Branch hours: Monday, Tuesday, Wednesday,

Credit Union Profile Summary

DIRECT is a FCU Credit Union. With a total of 23,835 members [1], this institution manages approximately $788,676,195 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.47% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.39% [1].

Financial Snapshot

Total Assets [1]
$788,676,195

Total economic resources.

Total Loans [1]
$691,430,927

Total value of outstanding loans.

Total Deposits [1]
$616,543,002

Total funds deposited by members.

Members [1]
23,835

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.47%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
112.15%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.33%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -3.39%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -6.31%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

50 Cabot St

Needham, MA, 02494
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by DIRECT (Charter #9071).

Main Office

Main Branch Main Office

Type: Corporate Office

50 Cabot St

Needham, MA 02494

Phone: (781) 433-2900

Services: Member Services

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Additional Branches

Anaheim

Wescom Resource Group

Type: Corporate Office

5601 E La Palma Ave

Anaheim, CA 92807-2109

Phone: (877) 995-9000

Services: None specified

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