ENERGY Credit Union Profile

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ENERGY

Charter #66369 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (617) 325-1999

Fax: (617) 325-1993

Founding Date: N/A

Website: https://www.energycreditunion.org

Personnel & Operations

President: Godding, James

Manager: Tan, Irene

FT Employees: 13

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: Mon to Fri, 7AM - 4PM Sat 9AM - 12PM

Credit Union Profile Summary

ENERGY is a FISCU Credit Union. With a total of 5,830 members [1], this institution manages approximately $128,172,920 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 16.51% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.02% [1].

Financial Snapshot

Total Assets [1]
$128,172,920

Total economic resources.

Total Loans [1]
$85,491,175

Total value of outstanding loans.

Total Deposits [1]
$106,886,623

Total funds deposited by members.

Members [1]
5,830

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.51%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.54%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
79.98%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-0.49%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-1.02%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.77%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

156 Spring St

West Roxbury, MA, 02132

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 1 branches reported by ENERGY (Charter #66369).

Main Office

Spring Street Main Office

Type: Corporate Office

156 Spring St

West Roxbury, MA 02132

Phone: (617) 325-1999

Services: Member Services, ATM

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