WORKERS Credit Union Profile

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WORKERS

Charter #24923 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (978) 345-1021

Fax:

Founding Date: N/A

Website: http://www.wcu.com

Personnel & Operations

President: Gunda, Nilesh

Manager: Champion, James

FT Employees: 340

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 15.32%

Membership Type: 98

Branches: 13

Hours: Monday - Friday 9AM-5PM Open 24/7 for ITM m

Credit Union Profile Summary

WORKERS is a FCU Credit Union. With a total of 122,979 members [1], this institution manages approximately $2,435,301,644 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.79% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 14.05% [1].

Financial Snapshot

Total Assets [1]
$2,435,301,644

Total economic resources.

Total Loans [1]
$1,794,926,235

Total value of outstanding loans.

Total Deposits [1]
$1,838,073,412

Total funds deposited by members.

Members [1]
122,979

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.79%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.41%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
97.65%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-1.44%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
14.05%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-0.49%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

119 Russell St

Littleton, MA, 01460

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 18 branches reported by WORKERS (Charter #24923).

Main Office

Main Office Main Office

Type: Corporate Office

119 Russell St

Littleton, MA 01460

Phone: (978) 345-1021

Services: ATM

Open in Directions

Additional Branches

Athol

Athol Office

Type: Branch Office

107 Tower Rd

Athol, MA 01331-9823

Phone: (978) 345-1021

Services: Member Services, ATM

Open in Directions

Chelmsford

Chelmsford Office

Type: Branch Office

6 Turnpike Rd

Chelmsford, MA 01824

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

Fitchburg

Fitchburg HS

Type: Branch Office

1050 Westminster St

Fitchburg, MA 01420

Phone: (978) 345-1021

Services: Member Services

Open in Directions

Fitchburg Office

Type: Branch Office

815 Main St

Fitchburg, MA 01420

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

Gardner

Gardner

Type: Branch Office

171 Main St

Gardner, MA 01440

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

Groton

Groton Office

Type: Branch Office

308 Main St

Groton, MA 01450

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

Hudson

Hudson - Highland Commons

Type: Branch Office

3 Highland Cmn E Ste 400

Hudson, MA 01749-2046

Phone: (978) 345-1021

Services: Member Services, ATM

Open in Directions

Lancaster

Lancaster Office

Type: Branch Office

145 Main St

Lancaster, MA 01523

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

Leominster

Twin City Office

Type: Branch Office

881 Merriam Ave

Leominster, MA 01453

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

WalMart (Leom) Office

Type: Branch Office

11 Jungle Rd

Leominster, MA 01453

Phone: (978) 345-1021

Services: Member Services, ATM

Open in Directions

Lowell

Lowell

Type: Branch Office

1201 Bridge St

Lowell, MA 01850

Phone: (978) 345-1021

Services: Member Services, ATM

Open in Directions

Lunenburg

Lunenburg Office

Type: Branch Office

603 Massachusetts Ave

Lunenburg, MA 01462

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

Orange

Orange Office

Type: Branch Office

32 New Athol Rd

Orange, MA 01364

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

Shrewsbury

Shrewsbury

Type: Branch Office

20 Boston Tpke

Shrewsbury, MA 01545

Phone: (800) 221-4020

Services: Member Services, ATM

Open in Directions

Townsend

Townsend Office

Type: Branch Office

221 Main St

Townsend, MA 01469

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

Westford

Westford Office

Type: Branch Office

294 Littleton Road #296

Rt 110

Westford, MA 01886

Phone: (978) 345-1021

Services: Member Services, ATM, Drive-Thru

Open in Directions

Worcester

Worcester - Trolley Yard

Type: Branch Office

301 Grove St Ste 1

Worcester, MA 01605

Phone: (978) 345-1021

Services: Member Services, ATM

Open in Directions