Financial Overview: Maryland (MD)

Summary for Maryland

The state of Maryland is home to 62 credit unions, managing a collective total of $38.30B ^[1] in assets and serving over 2,140,930 members ^[1]. These credit unions exhibit a strong average net worth ratio of 12.55% ^[1], which is a key indicator of financial stability. The average Loan-to-Share (LTS) ratio of 63.94% ^[1] suggests CUs here maintain strong liquidity to support future loan demand.

Key Aggregate Metrics

Credit Unions Tracked

62

Total Aggregate Assets ^[1]

Total Members Served ^[1]

Avg. Net Worth Ratio ^[1]

Avg. Loan-to-Share Ratio ^[1]

Indicator: Higher values mean CUs are actively lending.

Data Source Disclaimer

All data is based on the latest available NCUA Call Report data for federally insured credit unions.

Credit Unions List

Name Charter # Total Assets Members Net Worth Ratio LTS Ratio Location

POINT BREEZE 66585 $968.0M 66,481 13.33% 80.71% Hunt Valley, MD

TRANSIT EMPLOYEES 3764 $95.9M 10,727 18.91% 53.32% Greenbelt, MD

WASHINGTON COUNTY TEACHERS 6353 $91.4M 4,447 14.96% 40.00% HAGERSTOWN, MD

CEDAR POINT 5234 $849.5M 46,517 9.09% 62.97% LEXINGTON PARK, MD

NATIONAL INSTITUTES OF HEALTH 3601 $810.1M 43,504 7.54% 66.04% Rockville, MD

FEDFINANCIAL 216 $78.0M 3,879 8.33% 32.01% Silver Spring, MD

BEE 9893 $7.9M 1,014 21.53% 48.90% SALISBURY, MD

APL 9475 $678.7M 30,764 11.02% 74.65% Laurel, MD

DESTINATIONS CREDIT UNION 66333 $65.5M 5,843 13.31% 51.18% BALTIMORE, MD

JOHNS HOPKINS 20623 $637.5M 44,855 11.89% 66.22% Baltimore, MD

FIRST PEOPLES COMMUNITY 13345 $634.8M 34,320 12.83% 83.66% CUMBERLAND, MD

FIVE STAR OF MARYLAND 19668 $62.7M 5,824 12.36% 45.44% BALTIMORE, MD

LM 6039 $60.4M 3,578 11.00% 73.72% BALTIMORE, MD

SECURITYPLUS 2769 $577.4M 35,513 10.18% 81.53% Baltimore, MD

FREEDOM OF MARYLAND 8550 $570.4M 42,736 7.95% 85.07% Bel Air, MD

PEAKE 15394 $517.2M 28,936 8.36% 68.76% Towson, MD

CENSUS 5641 $50.8M 2,130 19.02% 29.49% SUITLAND, MD

STATE EMPLOYEES CU OF MARYLAND, INC 66330 $5.64B 266,958 9.90% 94.43% LINTHICUM, MD

LOCAL 355 MD 14815 $5.6M 1,466 19.46% 14.63% BALTIMORE, MD

NASA 6328 $5.52B 242,341 9.95% 94.97% Upper Marlboro, MD

FEDCHOICE 150 $447.3M 25,089 9.27% 67.48% Lanham, MD

MID-ATLANTIC 18716 $442.2M 18,015 10.48% 80.29% Germantown, MD

CENTRAL CREDIT UNION OF MARYLAND,IN 66340 $43.3M 4,541 11.61% 44.82% Baltimore, MD

CHESSIE 5636 $421.8M 33,432 12.95% 65.16% CUMBERLAND, MD

TOWER 8333 $4.72B 223,558 13.92% 87.35% LAUREL, MD

WEPCO 6685 $383.5M 41,693 14.57% 77.72% BLOOMINGTON, MD

SIGNAL FINANCIAL 5571 $375.4M 22,492 8.34% 89.44% Kensington, MD

NYMEO 16408 $370.0M 21,076 11.40% 83.98% FREDERICK, MD

W S S C 16268 $34.5M 3,343 10.57% 60.35% Laurel, MD

PRINCE GEORGE'S COMMUNITY 18271 $316.7M 19,774 13.27% 71.31% Bowie, MD

FERKO MD 10381 $30.3M 3,625 17.64% 48.74% Frederick, MD

PENINSULA GEN HOSP&MED CENTR EMPLS 23125 $3.8M 845 27.26% 19.31% SALISBURY, MD

MASTERS, MATES & PILOTS (MM&P) 12440 $3.7M 605 10.09% 47.52% Linthicum, MD

MVP POSTAL AND PRINTING 8001 $3.6M 500 9.94% 40.67% GAITHERSBURG, MD

I B E W 26 10323 $29.0M 2,816 7.27% 59.29% LANHAM, MD

U S POSTAL SERVICE 16402 $278.8M 25,324 10.79% 77.12% CLINTON, MD

HAR-CO 68639 $273.0M 13,803 9.19% 75.73% BEL AIR, MD

NONE SUFFER LACK 24657 $26.7M 1,976 18.66% 11.74% SUITLAND, MD

CECIL COUNTY SCHOOL EMPLOYEES 8549 $26.0M 2,727 10.03% 43.68% ELKTON, MD

HOWARD COUNTY EDUCATION 8642 $25.2M 3,956 10.39% 72.30% Ellicott City, MD

THIOKOL ELKTON 12185 $24.8M 1,665 16.68% 46.76% Elkton, MD

BULL DOG 18868 $238.0M 21,617 11.00% 38.33% HAGERSTOWN, MD

MT. JEZREEL 24246 $230,208 184 15.72% 2.49% Silver Spring, MD

CAPITAL AREA REALTORS 20543 $23.4M 1,028 9.82% 71.42% Rockville, MD

SKYPOINT 18917 $229.9M 13,638 12.56% 92.91% GERMANTOWN, MD

MEMBERS FIRST OF MARYLAND 24855 $21.9M 3,638 3.35% 46.66% Baltimore, MD

CHOPTANK ELECTRIC COOP EMPLOY 20656 $2.6M 280 29.79% 46.92% Denton, MD

ANDREWS FEDERAL CREDIT UNION 5754 $2.49B 146,083 10.84% 95.39% Suitland, MD

ABERDEEN PROVING GROUND 2540 $2.47B 174,947 8.89% 93.48% ABERDEEN, MD

KOREAN CATHOLIC 22700 $2.1M 337 10.68% 54.16% Olney, MD

LAFAYETTE 619 $2.01B 57,853 12.33% 87.48% ROCKVILLE, MD

POLICE 16401 $174.8M 13,892 14.27% 80.20% UPPER MARLBORO, MD

HEMA 19514 $17.4M 1,846 9.66% 47.84% SILVER SPRING, MD

MNCPPC 18948 $16.4M 1,714 12.63% 65.77% College Park, MD

ACT 1ST 6679 $146.2M 11,888 7.34% 80.39% LaVale, MD

MARKET USA 9003 $139.3M 20,020 18.57% 82.74% LAUREL, MD

CAPITAL AREA TAIWANESE 22652 $12.7M 515 11.08% 78.65% Germantown, MD

FIRST EAGLE 10958 $111.0M 8,208 11.21% 64.74% Owings Mills, MD

MONEY ONE 7264 $109.2M 7,117 12.08% 84.31% LARGO, MD

FIRST FINANCIAL OF MARYLAND 8554 $1.32B 75,760 17.70% 76.48% Sparks, MD

EDUCATIONAL SYSTEMS 10696 $1.31B 91,287 10.84% 78.83% Greenbelt, MD

MUNICIPAL EMPL.CREDIT UNION OF BALT 66787 $1.26B 96,390 12.62% 76.72% BALTIMORE, MD

Name	Charter #	Total Assets	Members	Net Worth Ratio	LTS Ratio	Location
POINT BREEZE	66585	$968.0M	66,481	13.33%	80.71%	Hunt Valley, MD
TRANSIT EMPLOYEES	3764	$95.9M	10,727	18.91%	53.32%	Greenbelt, MD
WASHINGTON COUNTY TEACHERS	6353	$91.4M	4,447	14.96%	40.00%	HAGERSTOWN, MD
CEDAR POINT	5234	$849.5M	46,517	9.09%	62.97%	LEXINGTON PARK, MD
NATIONAL INSTITUTES OF HEALTH	3601	$810.1M	43,504	7.54%	66.04%	Rockville, MD
FEDFINANCIAL	216	$78.0M	3,879	8.33%	32.01%	Silver Spring, MD
BEE	9893	$7.9M	1,014	21.53%	48.90%	SALISBURY, MD
APL	9475	$678.7M	30,764	11.02%	74.65%	Laurel, MD
DESTINATIONS CREDIT UNION	66333	$65.5M	5,843	13.31%	51.18%	BALTIMORE, MD
JOHNS HOPKINS	20623	$637.5M	44,855	11.89%	66.22%	Baltimore, MD
FIRST PEOPLES COMMUNITY	13345	$634.8M	34,320	12.83%	83.66%	CUMBERLAND, MD
FIVE STAR OF MARYLAND	19668	$62.7M	5,824	12.36%	45.44%	BALTIMORE, MD
LM	6039	$60.4M	3,578	11.00%	73.72%	BALTIMORE, MD
SECURITYPLUS	2769	$577.4M	35,513	10.18%	81.53%	Baltimore, MD
FREEDOM OF MARYLAND	8550	$570.4M	42,736	7.95%	85.07%	Bel Air, MD
PEAKE	15394	$517.2M	28,936	8.36%	68.76%	Towson, MD
CENSUS	5641	$50.8M	2,130	19.02%	29.49%	SUITLAND, MD
STATE EMPLOYEES CU OF MARYLAND, INC	66330	$5.64B	266,958	9.90%	94.43%	LINTHICUM, MD
LOCAL 355 MD	14815	$5.6M	1,466	19.46%	14.63%	BALTIMORE, MD
NASA	6328	$5.52B	242,341	9.95%	94.97%	Upper Marlboro, MD
FEDCHOICE	150	$447.3M	25,089	9.27%	67.48%	Lanham, MD
MID-ATLANTIC	18716	$442.2M	18,015	10.48%	80.29%	Germantown, MD
CENTRAL CREDIT UNION OF MARYLAND,IN	66340	$43.3M	4,541	11.61%	44.82%	Baltimore, MD
CHESSIE	5636	$421.8M	33,432	12.95%	65.16%	CUMBERLAND, MD
TOWER	8333	$4.72B	223,558	13.92%	87.35%	LAUREL, MD
WEPCO	6685	$383.5M	41,693	14.57%	77.72%	BLOOMINGTON, MD
SIGNAL FINANCIAL	5571	$375.4M	22,492	8.34%	89.44%	Kensington, MD
NYMEO	16408	$370.0M	21,076	11.40%	83.98%	FREDERICK, MD
W S S C	16268	$34.5M	3,343	10.57%	60.35%	Laurel, MD
PRINCE GEORGE'S COMMUNITY	18271	$316.7M	19,774	13.27%	71.31%	Bowie, MD
FERKO MD	10381	$30.3M	3,625	17.64%	48.74%	Frederick, MD
PENINSULA GEN HOSP&MED CENTR EMPLS	23125	$3.8M	845	27.26%	19.31%	SALISBURY, MD
MASTERS, MATES & PILOTS (MM&P)	12440	$3.7M	605	10.09%	47.52%	Linthicum, MD
MVP POSTAL AND PRINTING	8001	$3.6M	500	9.94%	40.67%	GAITHERSBURG, MD
I B E W 26	10323	$29.0M	2,816	7.27%	59.29%	LANHAM, MD
U S POSTAL SERVICE	16402	$278.8M	25,324	10.79%	77.12%	CLINTON, MD
HAR-CO	68639	$273.0M	13,803	9.19%	75.73%	BEL AIR, MD
NONE SUFFER LACK	24657	$26.7M	1,976	18.66%	11.74%	SUITLAND, MD
CECIL COUNTY SCHOOL EMPLOYEES	8549	$26.0M	2,727	10.03%	43.68%	ELKTON, MD
HOWARD COUNTY EDUCATION	8642	$25.2M	3,956	10.39%	72.30%	Ellicott City, MD
THIOKOL ELKTON	12185	$24.8M	1,665	16.68%	46.76%	Elkton, MD
BULL DOG	18868	$238.0M	21,617	11.00%	38.33%	HAGERSTOWN, MD
MT. JEZREEL	24246	$230,208	184	15.72%	2.49%	Silver Spring, MD
CAPITAL AREA REALTORS	20543	$23.4M	1,028	9.82%	71.42%	Rockville, MD
SKYPOINT	18917	$229.9M	13,638	12.56%	92.91%	GERMANTOWN, MD
MEMBERS FIRST OF MARYLAND	24855	$21.9M	3,638	3.35%	46.66%	Baltimore, MD
CHOPTANK ELECTRIC COOP EMPLOY	20656	$2.6M	280	29.79%	46.92%	Denton, MD
ANDREWS FEDERAL CREDIT UNION	5754	$2.49B	146,083	10.84%	95.39%	Suitland, MD
ABERDEEN PROVING GROUND	2540	$2.47B	174,947	8.89%	93.48%	ABERDEEN, MD
KOREAN CATHOLIC	22700	$2.1M	337	10.68%	54.16%	Olney, MD
LAFAYETTE	619	$2.01B	57,853	12.33%	87.48%	ROCKVILLE, MD
POLICE	16401	$174.8M	13,892	14.27%	80.20%	UPPER MARLBORO, MD
HEMA	19514	$17.4M	1,846	9.66%	47.84%	SILVER SPRING, MD
MNCPPC	18948	$16.4M	1,714	12.63%	65.77%	College Park, MD
ACT 1ST	6679	$146.2M	11,888	7.34%	80.39%	LaVale, MD
MARKET USA	9003	$139.3M	20,020	18.57%	82.74%	LAUREL, MD
CAPITAL AREA TAIWANESE	22652	$12.7M	515	11.08%	78.65%	Germantown, MD
FIRST EAGLE	10958	$111.0M	8,208	11.21%	64.74%	Owings Mills, MD
MONEY ONE	7264	$109.2M	7,117	12.08%	84.31%	LARGO, MD
FIRST FINANCIAL OF MARYLAND	8554	$1.32B	75,760	17.70%	76.48%	Sparks, MD
EDUCATIONAL SYSTEMS	10696	$1.31B	91,287	10.84%	78.83%	Greenbelt, MD
MUNICIPAL EMPL.CREDIT UNION OF BALT	66787	$1.26B	96,390	12.62%	76.72%	BALTIMORE, MD