DESTINATIONS CREDIT UNION Credit Union Profile

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DESTINATIONS CREDIT UNION

Charter #66333 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (410) 663-2500

Fax: (410) 663-2150

Founding Date: N/A

Website: HTTP://WWW.DESTINATIONSCU.ORG

Personnel & Operations

President: Kreider, Elizabeth

Manager: Vittek, Brian

FT Employees: 16

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 2

Hours: MONDAY THRU THURSDAY 8:30 AM TO 3:00 PM.; F

Credit Union Profile Summary

DESTINATIONS CREDIT UNION is a FISCU Credit Union. With a total of 5,843 members [1], this institution manages approximately $65,494,460 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 13.37% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.60% [1].

Financial Snapshot

Total Assets [1]
$65,494,460

Total economic resources.

Total Loans [1]
$29,082,683

Total value of outstanding loans.

Total Deposits [1]
$56,827,944

Total funds deposited by members.

Members [1]
5,843

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.37%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.34%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
51.18%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.30%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -6.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.23%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8767 SATYR HILL RD

BALTIMORE, MD, 21234
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by DESTINATIONS CREDIT UNION (Charter #66333).

Main Office

Main Branch/Office Main Office

Type: Corporate Office

8767 Satyr Hill Rd

Baltimore, MD 21234

Phone: (410) 663-2500

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Randallstown

Northwest Hospital Center

Type: Branch Office

5401 Old Court Rd

Randallstown, MD 21133-5103

Phone: (410) 521-2200

Services: Member Services

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