THIOKOL ELKTON Credit Union Profile

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THIOKOL ELKTON

Charter #12185 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (410) 392-5660

Fax: (410) 392-0241

Founding Date: N/A

Website: http://www.thiokolfcu.org

Personnel & Operations

President: Frey, Thomas

Manager: SETNAR, VINCENT

FT Employees: 3

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 40

Branches: 1

Hours: Monday - Thursaday 8:00am - 4:00pm Friday

Credit Union Profile Summary

THIOKOL ELKTON is a FCU Credit Union. With a total of 1,665 members [1], this institution manages approximately $24,774,252 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 16.78% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.43% [1].

Financial Snapshot

Total Assets [1]
$24,774,252

Total economic resources.

Total Loans [1]
$9,843,819

Total value of outstanding loans.

Total Deposits [1]
$21,053,923

Total funds deposited by members.

Members [1]
1,665

Number of active members.

Performance Ratios

Net Worth Ratio [1]
16.78%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.33%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
46.76%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
1.78%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-0.43%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.89%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

55 Thiokol Rd

Elkton, MD, 21921

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by THIOKOL ELKTON (Charter #12185).

Main Office

Thiokol-Elkton FCU Main Office

Type: Corporate Office

55 Thiokol Rd

Elkton, MD 21921

Phone: (410) 392-5660

Services: Member Services

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