EDUCATIONAL SYSTEMS Credit Union Profile

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EDUCATIONAL SYSTEMS

Charter #10696 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 779-8500

Fax: (301) 985-4671

Founding Date: N/A

Website: http://www.esfcu.org

Personnel & Operations

President: Sharps, Alonia

Manager: Smith, Girado

FT Employees: 213

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 13

Hours: Monday - Friday 8:30AM-5:00PM Contact Cent

Credit Union Profile Summary

EDUCATIONAL SYSTEMS is a FCU Credit Union. With a total of 91,287 members [1], this institution manages approximately $1,305,334,325 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 6.64% [1].

Financial Snapshot

Total Assets [1]
$1,305,334,325

Total economic resources.

Total Loans [1]
$900,859,309

Total value of outstanding loans.

Total Deposits [1]
$1,142,743,266

Total funds deposited by members.

Members [1]
91,287

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.81%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.83%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
0.67%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
6.64%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.93%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

7500 Greenway Center Dr, Suite 1400

Greenbelt, MD, 20770

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 14 branches reported by EDUCATIONAL SYSTEMS (Charter #10696).

Main Office

Corporate Office Main Office

Type: Corporate Office

7500 Greenway Center Dr

Suite 1400

Greenbelt, MD 20770

Phone: (301) 779-8500

Services: None specified

Open in Directions

Additional Branches

Annapolis

Annapolis

Type: Branch Office

2625 Riva Rd Ste C

Annapolis, MD 21401-7375

Phone: (301) 779-8500

Services: Member Services, ATM

Open in Directions

Bowie

Bowie

Type: Branch Office

4801 Glenn Dale Rd

Duvall Village Shopping Center

Bowie, MD 20720

Phone: (301) 779-8500

Services: Member Services, ATM, Drive-Thru

Open in Directions

California

California

Type: Branch Office

22599 MacArthur Blvd Ste 122

San Souci Plaza

California, MD 20619

Phone: (301) 779-8500

Services: Member Services, ATM

Open in Directions

Clarksburg

Clarksburg

Type: Branch Office

23225 Stringtown Rd

Clarksburg, MD 20871

Phone: (301) 779-8500

Services: Member Services, ATM

Open in Directions

Denton

Easton Branch

Type: Branch Office

114 Market St

Ste 208

Denton, MD 21629-1067

Phone: (301) 779-8500

Services: Member Services

Open in Directions

Derwood

Rockville

Type: Branch Office

15901 Frederick Rd

Derwood, MD 20855

Phone: (301) 779-8500

Services: Member Services, ATM, Drive-Thru

Open in Directions

Forestville

Forestville

Type: Branch Office

7714 Marlboro Pike

Forestville, MD 20747

Phone: (301) 779-8500

Services: Member Services, ATM, Drive-Thru

Open in Directions

Germantown

Germantown

Type: Branch Office

19215 Frederick Rd

Germantown, MD 20876

Phone: (301) 779-8500

Services: Member Services, ATM, Drive-Thru

Open in Directions

Greenbelt

Greenbelt

Type: Branch Office

7500 Greenway Center Dr Ste 140

Maryland Trade Center 1

Greenbelt, MD 20770

Phone: (301) 779-8500

Services: Member Services, ATM

Open in Directions

Prince Frederick

Prince Frederick

Type: Branch Office

705 Prince Frederick Blvd

Prince Frederick, MD 20678

Phone: (301) 779-8500

Services: Member Services, ATM, Drive-Thru

Open in Directions

Silver Spring

Aspen Hill

Type: Branch Office

13711 Georgia Ave

Silver Spring, MD 20906

Phone: (301) 779-8500

Services: Member Services, ATM, Drive-Thru

Open in Directions

Cherry Hill

Type: Branch Office

12500 Prosperity Dr

Silver Spring, MD 20904

Phone: (301) 779-8500

Services: Member Services, ATM, Drive-Thru

Open in Directions

Waldorf

Waldorf

Type: Branch Office

169A Smallwood Village Ctr

Waldorf, MD 20602

Phone: (301) 779-8500

Services: Member Services, ATM, Drive-Thru

Open in Directions