FIRST PEOPLES COMMUNITY Credit Union Profile

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FIRST PEOPLES COMMUNITY

Charter #13345 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 784-3000

Fax:

Founding Date: N/A

Website: http://www.firstpeoples.com

Personnel & Operations

President: McKenzie, Jeffrey

Manager: Olsen, Randy

FT Employees: 145

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 21

Hours: M-F 9AM-5PM

Credit Union Profile Summary

FIRST PEOPLES COMMUNITY is a FCU Credit Union. With a total of 34,320 members ^[1], this institution manages approximately $634,803,815 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.83% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.31% ^[1].

Financial Snapshot

Total Assets ^[1]

$634,803,815

Total economic resources.

Total Loans ^[1]

$452,367,144

Total value of outstanding loans.

Total Deposits ^[1]

$540,688,805

Total funds deposited by members.

Members ^[1]

34,320

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.83%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.95%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

83.66%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 6.47%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -0.31%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↑ 2.07%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

153 BALTIMORE ST

CUMBERLAND, MD, 21502

Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 20 branches reported by FIRST PEOPLES COMMUNITY (Charter #13345).

Main Office

Downtown Main Office

Type: Corporate Office

153 BALTIMORE ST

Cumberland, MD 21502

Phone: (301) 784-3000

Services: Member Services, ATM, Drive-Thru

FIRST PEOPLES COMMUNITY Credit Union Profile