ACT 1ST Credit Union Profile
Showing details for ACT 1ST Credit Union.
Credit Union Profile for: ACT 1ST
ACT 1ST
Headquarters Contact & Staff
Contact & Info
Phone: (301) 729-8015
Fax: (301) 729-2147
Founding Date: N/A
Website: https://www.act1stfcu.org
Personnel & Operations
President: McElfish, Shawnee
Manager: Boyd, Stephanie
FT Employees: 40
PT Employees: 0
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 00
Branches: 3
Hours: Lobby: Mon - Fri: 9:00 am to 5:00 pm
Credit Union Profile Summary
ACT 1ST is a FCU Credit Union. With a total of 11,888 members [1], this institution manages approximately $146,235,829 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 7.34% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.66% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 6 branches reported by ACT 1ST (Charter #6679).
Main Office
ACT 1st Federal Credit Union Main Office
14316 National Hwy SW
Lavale, MD 21502
Phone: (301) 729-8015
Services: Member Services, ATM, Drive-Thru
Additional Branches
Cumberland
ACT 1st Federal Credit Union
204 S Lee St
Cumberland, MD 21502
Phone: (301) 729-8015
Services: Member Services
ACT 1st Federal Credit Union
11905 Messick Rd SE
Cumberland, MD 21502
Phone: (301) 729-8015
Services: Member Services, ATM, Drive-Thru
ACT 1st Federal Credit Union
11905 Messick Rd SE
Cumberland, MD 21502-8714
Phone: (301) 729-8015
Services: None specified
Romney
ACT 1st Federal Credit Union
555 W Main St
Romney, WV 26757-1532
Phone: (301) 729-8015
Services: Member Services, ATM, Drive-Thru
Romney
555 W Main St
Romney, WV 26757-1532
Phone: (301) 729-8015
Services: None specified