MONEY ONE Credit Union Profile

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MONEY ONE

Charter #7264 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 925-4600

Fax: (301) 925-9077

Founding Date: N/A

Website: http://www.moneyonefcu.org

Personnel & Operations

President: Phillips, Margaret

Manager: Zook, Beverly

FT Employees: 22

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 50

Branches: 1

Hours: 9:00 AM - 5:00 PM M-F (Lobby) 9:00 AM - 5:0

Credit Union Profile Summary

MONEY ONE is a FCU Credit Union. With a total of 7,117 members [1], this institution manages approximately $109,239,232 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -6.83% [1].

Financial Snapshot

Total Assets [1]
$109,239,232

Total economic resources.

Total Loans [1]
$78,168,946

Total value of outstanding loans.

Total Deposits [1]
$92,718,170

Total funds deposited by members.

Members [1]
7,117

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.06%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
84.31%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
-4.09%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-6.83%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-10.76%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

9800 TECHNOLOGY WAY

LARGO, MD, 20774

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by MONEY ONE (Charter #7264).

Main Office

MONEY ONE FCU Main Office

Type: Corporate Office

9800 TECHNOLOGY WAY

Largo, MD 20774

Phone: (301) 925-4600

Services: Member Services, ATM, Drive-Thru

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