MID-ATLANTIC Credit Union Profile

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MID-ATLANTIC

Charter #18716 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 944-1800

Fax: (301) 944-1801

Founding Date: N/A

Website: http://www.mafcu.org

Personnel & Operations

President: Scritchfield, Randy

Manager: Schiavone, Tamara

FT Employees: 59

PT Employees: 6

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 4

Hours: Monday - Friday: 9:00 A.M. - 5:00 P.M.

Credit Union Profile Summary

MID-ATLANTIC is a FCU Credit Union. With a total of 18,015 members [1], this institution manages approximately $442,188,433 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.67% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -0.87% [1].

Financial Snapshot

Total Assets [1]
$442,188,433

Total economic resources.

Total Loans [1]
$313,208,879

Total value of outstanding loans.

Total Deposits [1]
$390,111,609

Total funds deposited by members.

Members [1]
18,015

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.67%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.68%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.29%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 3.96%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -0.87%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -5.20%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

12820 Wisteria Dr

Germantown, MD, 20874-2627
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 4 branches reported by MID-ATLANTIC (Charter #18716).

Main Office

Germantown Main Office

Type: Corporate Office

12820 Wisteria Dr

Germantown, MD 20874-2627

Phone: (301) 944-1800

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Gaithersburg

Gaithersburg

Type: Branch Office

555 Quince Orchard Rd

Gaithersburg, MD 20878

Phone: (301) 944-1712

Services: Member Services, ATM

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Gaithersburg Inside ATM

Type: Branch Office

555 Quince Orchard Rd

Gaithersburg, MD 20878-1437

Services: ATM

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Silver Spring

Silver Spring

Type: Branch Office

10157 New Hampshire Ave

Silver Spring, MD 20903

Phone: (301) 944-1714

Services: Member Services, ATM

Open in Directions