W S S C Credit Union Profile

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W S S C

Charter #16268 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (240) 459-8005

Fax: (301) 206-8481

Founding Date: N/A

Website: http://www.wsscfcu.org

Personnel & Operations

President: Brackett, Mark

Manager: Goff, Jeffrey

FT Employees: 8

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 2

Hours: 9:00 AM - 3:30 PM Monday - Friday, Curbsid

Credit Union Profile Summary

W S S C is a FCU Credit Union. With a total of 3,343 members [1], this institution manages approximately $34,530,000 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 10.69% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -5.92% [1].

Financial Snapshot

Total Assets [1]
$34,530,000

Total economic resources.

Total Loans [1]
$18,805,123

Total value of outstanding loans.

Total Deposits [1]
$31,157,763

Total funds deposited by members.

Members [1]
3,343

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.69%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.36%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
60.35%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -5.92%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.96%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

14501 Sweitzer Ln

Laurel, MD, 20707
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by W S S C (Charter #16268).

Main Office

WSSC FCU Main Office

Type: Corporate Office

14501 Sweitzer Ln

Laurel, MD 20707

Phone: (240) 459-8005

Services: Member Services, ATM

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Additional Branches

Laurel

WSSC FCU Headquarters

Type: Corporate Office

14900 Sweitzer Ln Ste 104

Laurel, MD 20707-2915

Phone: (240) 459-8005

Services: Member Services

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