MUNICIPAL EMPL.CREDIT UNION OF BALT Credit Union Profile

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MUNICIPAL EMPL.CREDIT UNION OF BALT

Charter #66787 | NCUA Region 1 | FISCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (410) 752-8313

Fax: (443) 927-3804

Founding Date: N/A

Website: https://www.mecu.com

Personnel & Operations

President: Green, G. Louise

Manager: Hamilton, John

FT Employees: 285

PT Employees: 8

Designations & Ratios

MDI Status: No

RBC Ratio: 21.29%

Membership Type: 99

Branches: 9

Hours: MONDAY THROUGH FRIDAY 8:00-5:00

Credit Union Profile Summary

MUNICIPAL EMPL.CREDIT UNION OF BALT is a FISCU Credit Union. With a total of 96,390 members ^[1], this institution manages approximately $1,255,246,858 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.71% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -1.88% ^[1].

Financial Snapshot

Total Assets ^[1]

$1,255,246,858

Total economic resources.

Total Loans ^[1]

$806,146,187

Total value of outstanding loans.

Total Deposits ^[1]

$1,050,732,697

Total funds deposited by members.

Members ^[1]

96,390

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

12.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.22%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

76.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -0.21%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -1.88%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -5.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1 SOUTH ST

BALTIMORE, MD, 21202

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 10 branches reported by MUNICIPAL EMPL.CREDIT UNION OF BALT (Charter #66787).

Main Office

Corporate Offices Main Office

Type: Corporate Office

1 South St

Baltimore, MD 21202

Phone: (410) 752-8313

Services: None specified

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Additional Branches