CAPITAL AREA TAIWANESE Credit Union Profile

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CAPITAL AREA TAIWANESE

Charter #22652 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 924-0546

Fax:

Founding Date: N/A

Personnel & Operations

President: Lee, Joe

Manager: Chow, Ming Hong

FT Employees: 1

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 02

Branches: 1

Hours: Monday, Wednesday-Friday 12:00PM-05:00PM

Credit Union Profile Summary

CAPITAL AREA TAIWANESE is a FCU Credit Union. With a total of 515 members [1], this institution manages approximately $12,663,838 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.08% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.32% [1].

Financial Snapshot

Total Assets [1]
$12,663,838

Total economic resources.

Total Loans [1]
$8,856,573

Total value of outstanding loans.

Total Deposits [1]
$11,260,392

Total funds deposited by members.

Members [1]
515

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.08%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
-0.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
78.65%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
2.83%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
8.32%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.34%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1644 Piccard Dr

Rockville, MD, 20850

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by CAPITAL AREA TAIWANESE (Charter #22652).

Main Office

MD-Boyds Main Office

Type: Corporate Office

14403 Harvest Moon Rd

Boyds, MD 20841-4354

Phone: (301) 916-1008

Services: Member Services

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