SKYPOINT Credit Union Profile

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SKYPOINT

Charter #18917 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 528-8421

Fax: (301) 528-8253

Founding Date: N/A

Website: http://www.skypointfcu.com

Personnel & Operations

President: Tull, Melvin

Manager: Decker, Carla

FT Employees: 47

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 3

Hours: 8:00 AM TO 5:00 PM

Credit Union Profile Summary

SKYPOINT is a FCU Credit Union. With a total of 13,638 members [1], this institution manages approximately $229,902,106 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.65% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 3.68% [1].

Financial Snapshot

Total Assets [1]
$229,902,106

Total economic resources.

Total Loans [1]
$168,427,827

Total value of outstanding loans.

Total Deposits [1]
$181,272,384

Total funds deposited by members.

Members [1]
13,638

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.65%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.31%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
92.91%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 2.17%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 3.68%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 1.18%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

19785 CRYSTAL ROCK DR STE 201

GERMANTOWN, MD, 20874
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 3 branches reported by SKYPOINT (Charter #18917).

Main Office

SkyPoint FCU HQ and Branch Main Office

Type: Corporate Office

19785 CRYSTAL ROCK DR Ste 201

Germantown, MD 20874

Phone: (301) 528-8421

Services: Member Services, ATM, Drive-Thru

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Additional Branches

Rockville

SkyPoint FCU Rockville Branch

Type: Branch Office

20 COURTHOUSE SQ Ste 101

Rockville, MD 20850

Phone: (301) 279-1964

Services: Member Services, ATM

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Silver Spring

SkyPoint FCU Silver Spring Branch

Type: Branch Office

8380 Colesville Rd Ste 201

Silver Spring, MD 20910

Phone: (301) 279-1964

Services: Member Services, ATM

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