CHESSIE Credit Union Profile

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CHESSIE

Charter #5636 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 777-1781

Fax: (301) 777-1757

Founding Date: N/A

Website: http://www.chessiefcu.org

Personnel & Operations

President: Beall, Walter

Manager: Kline, Scott

FT Employees: 95

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 52

Branches: 10

Hours: LOBBY 9AM- 4:30PM MONDAY - FRIDAY SATURDA

Credit Union Profile Summary

CHESSIE is a FCU Credit Union. With a total of 33,432 members [1], this institution manages approximately $421,840,782 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 12.98% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -10.23% [1].

Financial Snapshot

Total Assets [1]
$421,840,782

Total economic resources.

Total Loans [1]
$238,463,745

Total value of outstanding loans.

Total Deposits [1]
$365,956,503

Total funds deposited by members.

Members [1]
33,432

Number of active members.

Performance Ratios

Net Worth Ratio [1]
12.98%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
65.16%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 1.22%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -10.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -2.62%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

15 COMMERCE DR

CUMBERLAND, MD, 21502
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 9 branches reported by CHESSIE (Charter #5636).

Main Office

Commerce Drive Main Office

Type: Corporate Office

15 Commerce Dr

Cumberland, MD 21502

Phone: (301) 777-1781

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Cumberland

Downtown

Type: Branch Office

141 Baltimore St

Cumberland, MD 21502

Phone: (301) 777-1781

Services: Member Services, ATM

Open in Directions

Drive Thru

Type: Branch Office

122 W Union St

Cumberland, MD 21502

Phone: (301) 724-2777

Services: ATM, Drive-Thru

Open in Directions

Greene Street

Type: Branch Office

321 Greene St

Cumberland, MD 21502-2871

Phone: (301) 777-8100

Services: Member Services, ATM, Drive-Thru

Open in Directions

WMHS

Type: Branch Office

12501 Willowbrook Rd

Cumberland, MD 21502

Phone: (301) 777-1302

Services: Member Services, ATM

Open in Directions

Frostburg

Frostburg

Type: Branch Office

100 Bishop Murphy Dr

Frostburg, MD 21532-1328

Phone: (301) 689-6200

Services: Member Services, ATM, Drive-Thru

Open in Directions

Grafton

Grafton

Type: Branch Office

400 N Pike St

Grafton, WV 26354

Phone: (304) 265-0766

Services: Member Services, Drive-Thru

Open in Directions

Keyser

Keyser

Type: Branch Office

1015 Florida Ave

Keyser, WV 26726

Phone: (304) 788-0161

Services: Member Services, ATM, Drive-Thru

Open in Directions

Lavale

LaVale Office

Type: Branch Office

1308 National Hwy

Lavale, MD 21502

Phone: (301) 729-0129

Services: Member Services, ATM, Drive-Thru

Open in Directions