CAPITAL AREA REALTORS Credit Union Profile

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CAPITAL AREA REALTORS

Charter #20543 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (240) 314-0734

Fax: (877) 471-0402

Founding Date: N/A

Website: https://www.carfcu.org

Personnel & Operations

President: Owens, Balaram

Manager: Mahajan, Raj

FT Employees: 3

PT Employees: 2

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 50

Branches: 1

Hours: 9:30AM - 2:00PM Monday - Friday

Credit Union Profile Summary

CAPITAL AREA REALTORS is a FCU Credit Union. With a total of 1,028 members [1], this institution manages approximately $23,440,350 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 9.82% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 30.60% [1].

Financial Snapshot

Total Assets [1]
$23,440,350

Total economic resources.

Total Loans [1]
$15,095,449

Total value of outstanding loans.

Total Deposits [1]
$21,134,687

Total funds deposited by members.

Members [1]
1,028

Number of active members.

Performance Ratios

Net Worth Ratio [1]
9.82%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.13%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
71.42%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↑ 11.65%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↑ 30.60%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↑ 3.94%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

15201 Diamondback Dr, Ste 150

Rockville, MD, 20850-3312
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 2 branches reported by CAPITAL AREA REALTORS (Charter #20543).

Main Office

Main Office Main Office

Type: Corporate Office

15201 Diamondback Dr

Ste 150

Rockville, MD 20850-3312

Phone: (240) 314-0734

Services: Member Services

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Additional Branches

Madison

Integrasys/EDS

Type: Corporate Office

5325 Wall St Ste D

Madison, WI 53718-7982

Phone: (800) 991-4987

Services: None specified

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