SIGNAL FINANCIAL Credit Union Profile

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SIGNAL FINANCIAL

Charter #5571 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 933-9100

Fax: (301) 949-3766

Founding Date: N/A

Website: https://www.signalfinancialfcu.org

Personnel & Operations

President: Mekelburg, Andrew

Manager: Cahoon, Ken

FT Employees: 65

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 53

Branches: 4

Hours: M-F 9:00 AM - 4:00 PM

Credit Union Profile Summary

SIGNAL FINANCIAL is a FCU Credit Union. With a total of 22,492 members ^[1], this institution manages approximately $375,357,854 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 8.99% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -7.07% ^[1].

Financial Snapshot

Total Assets ^[1]

$375,357,854

Total economic resources.

Total Loans ^[1]

$287,892,727

Total value of outstanding loans.

Total Deposits ^[1]

$321,883,487

Total funds deposited by members.

Members ^[1]

22,492

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

8.99%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

-0.27%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

89.44%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↓ -8.01%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↓ -7.07%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -3.98%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

3015 University Blvd W

Kensington, MD, 20895-1936

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by SIGNAL FINANCIAL (Charter #5571).

Main Office

Kensington Main Office

Type: Corporate Office

3015 University Blvd W

Kensington, MD 20895-1936

Phone: (301) 933-9100

Services: Member Services, ATM

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Additional Branches