1897 Credit Union Profile
Showing details for 1897 Credit Union.
Credit Union Profile for: 1897
1897
Headquarters Contact & Staff
Contact & Info
Phone: (410) 543-7230
Fax: (410) 543-4746
Founding Date: N/A
Personnel & Operations
President: Humphress, Michelle
Manager: Dennis, Jamie
FT Employees: 0
PT Employees: 3
Designations & Ratios
MDI Status: No
RBC Ratio: 0%
Membership Type: 21
Branches: 1
Hours: Tues 7 AM - 12 NoonWed 9:30 AM - 3:30 P
Credit Union Profile Summary
1897 is a FCU Credit Union. With a total of 845 members [1], this institution manages approximately $3,760,194 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 27.26% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -11.49% [1].
Financial Snapshot
Performance Ratios
This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.
Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.
Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.
Four-Quarter Growth
Indicates change in total size. Positive growth means the credit union is expanding its operations.
Shows change in lending activity. Positive growth means they are actively increasing their lending business.
Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.
Headquarters Location & Map
Member Ratings & Reviews
Average Member Rating:
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Branch Locations
Found 1 branches reported by 1897 (Charter #23125).
Main Office
Pen Gen Hosp FCU Main Office
100 E Carroll St
Salisbury, MD 21801
Phone: (410) 543-7230
Services: Member Services