WEPCO Credit Union Profile

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WEPCO

Charter #6685 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 359-3081

Fax: (301) 359-3683

Founding Date: N/A

Website: http://www.wepcofcu.com

Personnel & Operations

President: Alexander, Mark

Manager: McKenzie, Becky

FT Employees: 70

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 7

Hours: 9 A.M. TO 5 P.M.

Credit Union Profile Summary

WEPCO is a FCU Credit Union. With a total of 41,693 members [1], this institution manages approximately $383,491,502 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 14.71% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -3.53% [1].

Financial Snapshot

Total Assets [1]
$383,491,502

Total economic resources.

Total Loans [1]
$252,882,357

Total value of outstanding loans.

Total Deposits [1]
$325,362,961

Total funds deposited by members.

Members [1]
41,693

Number of active members.

Performance Ratios

Net Worth Ratio [1]
14.71%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.56%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
77.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.71%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
-3.53%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.70%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

204 NORTH BRANCH AVENUE

BLOOMINGTON, MD, 21523

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 5 branches reported by WEPCO (Charter #6685).

Main Office

Bloomington Branch Main Office

Type: Corporate Office

204 North Branch Avenue

Bloomington, MD 21523

Phone: (301) 359-3081

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Keyser

Keyser Branch

Type: Branch Office

459 New Creek Hwy

Keyser, WV 26726-9537

Phone: (304) 688-5305

Services: Member Services, ATM, Drive-Thru

Open in Directions

Kingwood

Kingwood Loan Production Office

Type: Branch Office

202 W Main St

Kingwood, WV 26537-1419

Phone: (301) 783-1045

Services: Member Services, ATM

Open in Directions

Lavale

Wepco - LaVale Branch

Type: Branch Office

12511 Winchester Rd SW

Lavale, MD 21502

Phone: (301) 729-0146

Services: Member Services, ATM, Drive-Thru

Open in Directions

Oakland

Oakland Branch

Type: Branch Office

12826 Garrett Hwy

Oakland, MD 21550

Phone: (301) 334-1431

Services: Member Services, ATM

Open in Directions