MARKET USA Credit Union Profile

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MARKET USA

Charter #9003 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 586-3400

Fax: (301) 586-3415

Founding Date: N/A

Website: http://www.marketusafcu.com

Personnel & Operations

President: Watts, Robert

Manager: Hassan, Laura

FT Employees: 39

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 50

Branches: 2

Hours: MONDAY -FRIDAY 9:00-5:00

Credit Union Profile Summary

MARKET USA is a FCU Credit Union. With a total of 20,020 members [1], this institution manages approximately $139,265,793 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 18.73% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -12.67% [1].

Financial Snapshot

Total Assets [1]
$139,265,793

Total economic resources.

Total Loans [1]
$92,374,644

Total value of outstanding loans.

Total Deposits [1]
$111,642,091

Total funds deposited by members.

Members [1]
20,020

Number of active members.

Performance Ratios

Net Worth Ratio [1]
18.73%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.17%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
82.74%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -1.91%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -12.67%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -0.85%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8871 GORMAN RD, STE 100

LAUREL, MD, 20723-5877
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 4 branches reported by MARKET USA (Charter #9003).

Main Office

Laurel HQ Main Office

Type: Corporate Office

8871 Gorman Rd

Ste 100

Laurel, MD 20723-5877

Phone: (301) 586-3400

Services: None specified

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Additional Branches

Greenville

Mauldin

Type: Branch Office

201 Bi Lo Blvd

Greenville, SC 29607-5346

Phone: (864) 234-4676

Services: Member Services, ATM

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Landover

Landover Branch

Type: Branch Office

8200 Professional Pl

Ste 105

Landover, MD 20785-2293

Phone: (301) 586-3480

Services: Member Services

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Laurel

Laurel Branch

Type: Branch Office

8871 Gorman Rd

Ste 100

Laurel, MD 20723-5877

Phone: (301) 586-3400

Services: Member Services, ATM

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