CECIL COUNTY SCHOOL EMPLOYEES Credit Union Profile

Showing details for CECIL COUNTY SCHOOL EMPLOYEES Credit Union.

Home > MD > CECIL COUNTY SCHOOL EMPLOYEES

CECIL COUNTY SCHOOL EMPLOYEES

Charter #8549 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (410) 398-6921

Fax: (410) 398-0032

Founding Date: N/A

Website: http://www.ccsefcu.org

Personnel & Operations

President: Raab, James

Manager: Wyre, Kimberly

FT Employees: 6

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 34

Branches: 1

Hours: MONDAY - FRIDAY 8 AM - 4:30 PM

Credit Union Profile Summary

CECIL COUNTY SCHOOL EMPLOYEES is a FCU Credit Union. With a total of 2,727 members [1], this institution manages approximately $26,038,152 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 10.03% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.70% [1].

Financial Snapshot

Total Assets [1]
$26,038,152

Total economic resources.

Total Loans [1]
$10,190,596

Total value of outstanding loans.

Total Deposits [1]
$23,332,167

Total funds deposited by members.

Members [1]
2,727

Number of active members.

Performance Ratios

Net Worth Ratio [1]
10.03%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.64%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
43.68%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -4.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.70%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

203 BOOTH ST

ELKTON, MD, 21921-5646
Open in Google Maps

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 3 branches reported by CECIL COUNTY SCHOOL EMPLOYEES (Charter #8549).

Main Office

Cecil County School EFCU Main Office

Type: Corporate Office

203 Booth St

Elkton, MD 21921-5646

Phone: (410) 398-6921

Services: Member Services

Open in Directions

Additional Branches

Charlotte

Fiserv-Portico

Type: Corporate Office

10926 David Taylor Dr Ste 110

Charlotte, NC 28262-1042

Phone: (800) 438-4036

Services: None specified

Open in Directions

Dover

Provident Federal Credit Union

Type: Corporate Office

401 S New St

Dover, DE 19904-6715

Phone: (302) 734-1133

Services: None specified

Open in Directions