CENTRAL CREDIT UNION OF MARYLAND,IN Credit Union Profile

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CENTRAL CREDIT UNION OF MARYLAND,IN

Charter #66340 | NCUA Region 1 | FISCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (410) 828-4500

Fax: (410) 337-4905

Founding Date: N/A

Website: http://www.ccumd.org

Personnel & Operations

President: Martin, Gary

Manager: Jester, Lisa

FT Employees: 8

PT Employees: 1

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 1

Hours: Mon-Fri 9-2pm

Credit Union Profile Summary

CENTRAL CREDIT UNION OF MARYLAND,IN is a FISCU Credit Union. With a total of 4,541 members [1], this institution manages approximately $43,347,051 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11.69% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at -8.97% [1].

Financial Snapshot

Total Assets [1]
$43,347,051

Total economic resources.

Total Loans [1]
$17,062,503

Total value of outstanding loans.

Total Deposits [1]
$38,070,008

Total funds deposited by members.

Members [1]
4,541

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.69%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.79%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
44.82%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
↓ -0.66%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
↓ -8.97%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
↓ -4.44%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

8501 La Salle Rd

Baltimore, MD, 21286-5914
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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 2 branches reported by CENTRAL CREDIT UNION OF MARYLAND,IN (Charter #66340).

Main Office

Main Office Main Office

Type: Corporate Office

8501 La Salle Rd

Baltimore, MD 21286-5914

Phone: (410) 828-4500

Services: None specified

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Additional Branches

Perry Point

Perry Point Branch

Type: Branch Office

Fifth Street

Perry Point, MD 21902

Phone: (410) 828-4500

Services: Member Services, Drive-Thru

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