BULL DOG Credit Union Profile

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BULL DOG

Charter #18868 | NCUA Region 1 | FCU

Low-Income Designation: Yes

Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 797-6318

Fax: (240) 420-2000

Founding Date: N/A

Website: https://www.bdfcu.com

Personnel & Operations

President: Krondstadt, Victor

Manager: Wright, Stacy

FT Employees: 50

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: LOBBY - 9:00-5:00 M-W LOBBY - 9:00-7:00 TH

Credit Union Profile Summary

BULL DOG is a FCU Credit Union. With a total of 21,617 members ^[1], this institution manages approximately $238,019,092 in total assets ^[1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11% ^[1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.81% ^[1].

Financial Snapshot

Total Assets ^[1]

$238,019,092

Total economic resources.

Total Loans ^[1]

$84,580,743

Total value of outstanding loans.

Total Deposits ^[1]

$220,643,421

Total funds deposited by members.

Members ^[1]

21,617

Number of active members.

Performance Ratios

Net Worth Ratio ^[1]

11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) ^[1]

0.94%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio ^[1]

38.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) ^[1]

↑ 4.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) ^[1]

↑ 2.81%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) ^[1]

↓ -1.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

580 NORTHERN AVE

HAGERSTOWN, MD, 21742

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Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

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Branch Locations

Found 6 branches reported by BULL DOG (Charter #18868).

Main Office

Main Office Main Office

Type: Corporate Office

580 Northern Ave

Hagerstown, MD 21742

Phone: (301) 797-6318

Services: Member Services, ATM, Drive-Thru

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Additional Branches

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