BULL DOG Credit Union Profile

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BULL DOG

Charter #18868 | NCUA Region 1 | FCU
Low-Income Designation: Yes
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (301) 797-6318

Fax: (240) 420-2000

Founding Date: N/A

Website: https://www.bdfcu.com

Personnel & Operations

President: Krondstadt, Victor

Manager: Wright, Stacy

FT Employees: 50

PT Employees: 3

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 00

Branches: 6

Hours: LOBBY - 9:00-5:00 M-W LOBBY - 9:00-7:00 TH

Credit Union Profile Summary

BULL DOG is a FCU Credit Union. With a total of 21,617 members [1], this institution manages approximately $238,019,092 in total assets [1]. It proudly serves as a Low-Income Designated institution. Key financial indicators show a solid Net Worth Ratio of 11% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 2.81% [1].

Financial Snapshot

Total Assets [1]
$238,019,092

Total economic resources.

Total Loans [1]
$84,580,743

Total value of outstanding loans.

Total Deposits [1]
$220,643,421

Total funds deposited by members.

Members [1]
21,617

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.94%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
38.33%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
4.00%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
2.81%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-1.28%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

580 NORTHERN AVE

HAGERSTOWN, MD, 21742

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 6 branches reported by BULL DOG (Charter #18868).

Main Office

Main Office Main Office

Type: Corporate Office

580 Northern Ave

Hagerstown, MD 21742

Phone: (301) 797-6318

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Hagerstown

Centre

Type: Branch Office

17990 Garland Groh Blvd

Hagerstown, MD 21740

Phone: (301) 797-6318

Services: Member Services, ATM, Drive-Thru

Open in Directions

Dual Highway

Type: Branch Office

1240 Dual Hwy

Hagerstown, MD 21740-5923

Phone: (301) 797-6318

Services: Member Services, ATM, Drive-Thru

Open in Directions

Sharpsburg

Type: Branch Office

10306 Remington Dr

Hagerstown, MD 21740-1483

Phone: (301) 797-6318

Services: Member Services, ATM, Drive-Thru

Open in Directions

York Road

Type: Branch Office

17555 York Rd

Hagerstown, MD 21740-7527

Phone: (301) 797-6318

Services: Member Services, ATM, Drive-Thru

Open in Directions

Smithsburg

Smithsburg

Type: Branch Office

22317 Jefferson Blvd

Smithsburg, MD 21783

Phone: (301) 797-6318

Services: Member Services, ATM, Drive-Thru

Open in Directions