POINT BREEZE Credit Union Profile

Showing details for POINT BREEZE Credit Union.

Home > MD > POINT BREEZE

POINT BREEZE

Charter #66585 | NCUA Region 1 | FISCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (410) 584-7228

Fax: (410) 771-8491

Founding Date: N/A

Website: http://www.pbcu.com

Personnel & Operations

President: Gundlach, Donald

Manager: Niedzialkowski, Tonia

FT Employees: 116

PT Employees: 5

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 99

Branches: 5

Hours: M-Th 9am - 5pm F 9am - 6pm S 9a

Credit Union Profile Summary

POINT BREEZE is a FISCU Credit Union. With a total of 66,481 members [1], this institution manages approximately $968,010,641 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 13.6% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 8.30% [1].

Financial Snapshot

Total Assets [1]
$968,010,641

Total economic resources.

Total Loans [1]
$671,177,263

Total value of outstanding loans.

Total Deposits [1]
$831,616,398

Total funds deposited by members.

Members [1]
66,481

Number of active members.

Performance Ratios

Net Worth Ratio [1]
13.6%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.51%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
80.71%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.90%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
8.30%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
2.87%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

11104 McCormick Rd

Hunt Valley, MD, 21031-1404

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

No approved reviews yet. Be the first to rate this Credit Union!

Branch Locations

Found 5 branches reported by POINT BREEZE (Charter #66585).

Main Office

Hunt Valley Main Office

Type: Corporate Office

11104 McCormick Rd

Hunt Valley, MD 21031-1404

Phone: (410) 584-7228

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Baltimore

Golden Ring

Type: Branch Office

2 Philadelphia Ct

Baltimore, MD 21237

Phone: (410) 584-7228

Services: Member Services, ATM, Drive-Thru

Open in Directions

Bel Air

Bel Air

Type: Branch Office

410 S Atwood Rd

Bel Air, MD 21014-4170

Phone: (410) 584-7228

Services: Member Services, ATM, Drive-Thru

Open in Directions

Owings Mills

Owings Mills

Type: Branch Office

10110 Reisterstown Rd

Owings Mills, MD 21117-3815

Phone: (410) 584-7228

Services: Member Services, ATM, Drive-Thru

Open in Directions

Westminster

Westminster

Type: Branch Office

405 Englar Rd

Westminster, MD 21157-4851

Phone: (410) 584-7228

Services: Member Services, ATM, Drive-Thru

Open in Directions