ABERDEEN PROVING GROUND Credit Union Profile

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ABERDEEN PROVING GROUND

Charter #2540 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (410) 272-4000

Fax: (410) 612-2316

Founding Date: N/A

Website: https://www.apgfcu.com

Personnel & Operations

President: Burnett, Donald

Manager: Smith, Becky

FT Employees: 383

PT Employees: 11

Designations & Ratios

MDI Status: No

RBC Ratio: 12.82%

Membership Type: 00

Branches: 16

Hours: M-TH\9:00 ? 5:00; F\9:00-6:30; S\9:00-1:00

Credit Union Profile Summary

ABERDEEN PROVING GROUND is a FCU Credit Union. With a total of 174,947 members [1], this institution manages approximately $2,466,043,866 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 8.95% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.96% [1].

Financial Snapshot

Total Assets [1]
$2,466,043,866

Total economic resources.

Total Loans [1]
$2,064,274,089

Total value of outstanding loans.

Total Deposits [1]
$2,208,357,843

Total funds deposited by members.

Members [1]
174,947

Number of active members.

Performance Ratios

Net Worth Ratio [1]
8.95%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
0.65%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
93.48%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
3.41%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.96%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
6.66%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

1321 PULASKI HWY

EDGEWOOD, MD, 21040-1502

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

Rate This Credit Union

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Branch Locations

Found 13 branches reported by ABERDEEN PROVING GROUND (Charter #2540).

Main Office

Edgewood Operations Center Main Office

Type: Corporate Office

1321 Pulaski Hwy

Edgewood, MD 21040-1502

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Additional Branches

Aberdeen

Aberdeen Branch

Type: Branch Office

996 Beards Hill Rd &Rt 22

Aberdeen, MD 21001-1733

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Aberdeen Proving Ground

APG Branch

Type: Branch Office

6485 Operations Ave

Aberdeen Proving Ground, MD 21005-1414

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Bel Air

Bel Air Branch

Type: Branch Office

321 S Main St

Bel Air, MD 21014-3917

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Laurel Bush Branch

Type: Branch Office

2113 Laurel Bush Rd

Bel Air, MD 21015-6156

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Belcamp

Riverside Branch

Type: Branch Office

1327 Riverside Pkwy

Belcamp, MD 21017-1387

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Chesapeake City

Chesapeake City Branch

Type: Branch Office

2579 Augustine Herman Hwy

Chesapeake City, MD 21915-1400

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Elkton

Elkton Branch

Type: Branch Office

1204 E Pulaski Hwy

Elkton, MD 21921-6348

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

North East Branch

Type: Branch Office

2011 W Pulaski Hwy

Elkton, MD 21921

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Fallston

Fallston Branch

Type: Branch Office

210 Mountain Rd

Fallston, MD 21047-2840

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Forest Hill

Forest Hill Branch

Type: Branch Office

2010 Rock Spring Rd

Forest Hill, MD 21050-2607

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

Havre De Grace

Havre de Grace Branch

Type: Branch Office

1045 Pulaski Hwy

Havre De Grace, MD 21078-2603

Phone: (410) 272-4000

Services: Member Services, ATM, Drive-Thru

Open in Directions

North East

Cecil College Branch

Type: Branch Office

1 Seahawk Dr

North East, MD 21901-1900

Phone: (800) 225-2555

Services: Member Services, ATM

Open in Directions