LM Credit Union Profile

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LM

Charter #6039 | NCUA Region 1 | FCU
Low-Income Designation: No
Report Date: 2025

Headquarters Contact & Staff

Contact & Info

Phone: (410) 687-5240

Fax: (410) 687-1322

Founding Date: N/A

Website: http://www.lmfcu.org

Personnel & Operations

President: PRESTON, TIMOTHY

Manager: BOLD, MARK

FT Employees: 11

PT Employees: 0

Designations & Ratios

MDI Status: No

RBC Ratio: 0%

Membership Type: 49

Branches: 1

Hours: 9AM TO 5PM

Credit Union Profile Summary

LM is a FCU Credit Union. With a total of 3,578 members [1], this institution manages approximately $60,361,460 in total assets [1]. It does not currently hold a Low-Income Designation. Key financial indicators show a solid Net Worth Ratio of 11.01% [1] and a strong Loan-to-Share Ratio, with loan growth over the last four quarters at 9.23% [1].

Financial Snapshot

Total Assets [1]
$60,361,460

Total economic resources.

Total Loans [1]
$39,446,004

Total value of outstanding loans.

Total Deposits [1]
$53,505,824

Total funds deposited by members.

Members [1]
3,578

Number of active members.

Performance Ratios

Net Worth Ratio [1]
11.01%

This is the credit union's safety cushion; 7.0% is the regulatory minimum. A higher ratio means the credit union is stable.

Return on Assets (ROAA) [1]
1.62%

Measures profitability. Shows profit generated per dollar of assets. Near 1.0% is considered strong.

Loan-to-Share Ratio [1]
73.72%

Measures lending activity using member deposits. Below 100% is generally healthy, balancing lending and liquidity.

Four-Quarter Growth

Asset Growth (4Q) [1]
6.03%

Indicates change in total size. Positive growth means the credit union is expanding its operations.

Loan Growth (4Q) [1]
9.23%

Shows change in lending activity. Positive growth means they are actively increasing their lending business.

Member Growth (4Q) [1]
-3.35%

Indicates change in member count. Positive growth is a sign of a healthy, expanding member base.

Headquarters Location & Map

Headquarters Address

101 CHESAPEAKE PARK PLZ

BALTIMORE, MD, 21220

Member Ratings & Reviews

Average Member Rating:

N/A / 5.0

Total Approved Reviews:

0

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Branch Locations

Found 1 branches reported by LM (Charter #6039).

Main Office

MAIN OFFICE Main Office

Type: Corporate Office

101 CHESAPEAKE PARK PLZ

Baltimore, MD 21220

Phone: (410) 687-5240

Services: Member Services, ATM, Drive-Thru

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